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Life Insurance and ITP

  • midwest6708
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  • ~ Janet ~ Diagnosed Sept. 2008
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12 years 5 months ago #38148 by midwest6708
Life Insurance and ITP was created by midwest6708
I recently applied to upgrade a modest life insurance policy. As dumb luck would have it, I was in a flare at the time, so the application was denied. I have 90 days to appeal.

My best counts are only in the 60s-70s... never in normal range but rarely dangerous. Would you attempt an appeal, or do you think it's completely futile?

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  • Sandi
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  • Sandi Forum Moderator Diagnosed in 1998, currently in remission. Diagnosed with Lupus in 2006. Last Count - 344k - 6-9-18
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12 years 5 months ago #38156 by Sandi
Replied by Sandi on topic Life Insurance and ITP
If you believe that an appeal is justified, go for it. Won't hurt to try.

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  • midwest6708
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  • ~ Janet ~ Diagnosed Sept. 2008
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12 years 5 months ago #38172 by midwest6708
Replied by midwest6708 on topic Life Insurance and ITP
I guess my underlying question is whether actuaries view ITP as a disease with a high fatality rate. (I sure don't.) So I'm not sure they'll ever be convinced I'm not going to die of this, not even with a letter from my hema doc. My fightin' days are well behind me. Don't want to go to war for no good end.

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  • Sandi
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  • Sandi Forum Moderator Diagnosed in 1998, currently in remission. Diagnosed with Lupus in 2006. Last Count - 344k - 6-9-18
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12 years 5 months ago #38177 by Sandi
Replied by Sandi on topic Life Insurance and ITP
Janet:

I'd appeal once. If you lose, give up. If you win, great! I've won appeals before on the first try. Not for life insurance, though.
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IMPORTANT!

The Platelet Disorder Support Association does not provide medical advice or endorse any medication, vitamins or herbs. The information contained herein is not intended nor implied to be a substitute for professional medical advice and is provided for educational purposes only. Always seek the advice of your physician or other qualified healthcare provider before starting any new treatment, discontinuing an existing treatment and to discuss any questions you may have regarding your unique medical condition.