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Future knee replacement

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14 years 5 months ago #14600 by debbied
Future knee replacement was created by debbied
I am needing bilateral knee replacement sometime in the near future. I was trying to wait until I could go on Medicare at age 65( 7 more years) but my ortho says I'll never make it until then. I am employed as a Medical Assistant for a small office primarily for getting health insurance through my employer. I know if I take off two months ( the amount of time my ortho says I will be off work for recuperation) my employer will replace me and thus I will lose my health insurance. My ortho and hemo are also encouraging me to do it soon since my platelets are now at 71,000 and that is high for me.
Has anyone else been in this position and what did they do? Any input is appreciated.
Thanks

Debbie
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  • Sandi Forum Moderator Diagnosed in 1998, currently in remission. Diagnosed with Lupus in 2006. Last Count - 344k - 6-9-18
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14 years 5 months ago #14601 by Sandi
Replied by Sandi on topic Re: Future knee replacement
Debbie:

I am sort of in that situation. I have two surgeries that I should have (don't need yet but will eventually), and can't do for the same reason. I don't know any way around it. FMLA won't work because my office is too small. I need my insurance and my salary. I get seven sick days a year and that won't do it.

I'm no help, just wanted you to know you're not alone.
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14 years 5 months ago #14602 by eklein
Replied by eklein on topic Re: Future knee replacement
Would you be able to continue your insurance for a while with COBRA? I don't know if small employers have to offer that or not. How many employees are there, are they large enough to be covered by the Americans with Disabilities Act?

If only there was some sort of government program that helped people get and keep health insurance.
Erica
And she was!
Diagnosed May 2005, lowest count 8K.
4/22/08: 43K (2nd Rituxan)
10/01/09: 246K, 1/8/10: 111K, 5/21/10: 233K
Latest count: 7/27/2015: 194K
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14 years 5 months ago #14604 by debbied
Replied by debbied on topic Re: Future knee replacement
I can, in Florida get what they call mini-cobra, which is for small offices from 2-9 employees. It is expensive, you pay the whole amount plus about 25% more.But that would be an option. It is a decision to make when to do it. Thanks all who replied for letting me know I am not alone.

Debbie
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The Platelet Disorder Support Association does not provide medical advice or endorse any medication, vitamins or herbs. The information contained herein is not intended nor implied to be a substitute for professional medical advice and is provided for educational purposes only. Always seek the advice of your physician or other qualified healthcare provider before starting any new treatment, discontinuing an existing treatment and to discuss any questions you may have regarding your unique medical condition.


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